Our mission? No coverage. ... Orthodontia: Child only orthodontia covered by Sun Life; Ameritas Indemnity w/ PPO (4021) Sun Life Indemnity PPO (4074) MetLife Indemnity w/ PPO (4031) All rights reserved. For current information about our health and dental insurance – visit the Canada Life website Opens a new website in a new window. 3 Based on internal analysis by MetLife. 60% reimbursement with a $25 per-visit maximum on paramedical practitioner services up to $250 per year per practitioner With a focus on prevention, dental insurance typically covers professional services like routine check-ups, cleanings and exams at 100%. Live life to the fullest while protecting your health and wealth. A UnitedHealthcare dental plan can provide the dental care you and your family need. Dental Insurance Plans. How a Sun Life Financial advisor can help you, Estate and Financial Planning Services (EFPS), Why work with one of our licensed professionals, Register for a my Sun Life Online Account, Contributions, withdrawals and fund changes, Student and new graduate programs overview, Rotational Leadership Development Programs, Co-op and summer internship opportunities, Chartered Professional Accountant (CPA) Pre-Approved Program, You’ve lost your group benefits in the last 60 days or will be losing your group benefits coverage soon, Your current health expenses are low, you’re not concerned about them increasing and you don’t need emergency travel medical coverage, Up to $5.00 paid towards dispensing fee on prescriptions, Over-the-counter medications, even if prescribed by a physician, Space maintainers for children under 12 years of age, Pit and fissure sealant for children under 19 years of age, The maximum per person is $2,000 per fracture or injury, $2,500 annual maximum combined with in-home nursing, $20,000 lifetime maximum combined with in-home nursing, Artificial limbs or other prosthetic appliances, Orthopaedic shoes and orthotics, limited to $150 in a calendar year, Wigs and hairpieces, limited to $100 in a calendar year, Diagnostic laboratory and x-ray examinations, Blood glucose monitor, limited to $150 during a 5-year period. If we do change the rates, we’ll send you written notice 45 days before the change. What is health and dental insurance? Region and language selection is expanded. ScotiaLife® Health & Dental Insurance is underwritten by Sun Life Assurance Company of Canada. Life is brighter when your health and wealth is well taken care of. Extended Health Insurance (EHC) The costs of living a healthy lifestyle are increasing every day. The content on this page is not approved for use in New Mexico. Sun Life’s health protection plans are here to make this possible by providing you the best care should an illness strike, allowing you to live a full and brighter life … 60% reimbursement for prescription drugs with a $750 annual maximum 60% reimbursement for supplemental healthcare expenses. Make well-informed decisions with helpful advice. Our lowest-cost plan helps you budget for basic medical and dental needs. Read examples of text that can appear in a policy. The following items have a $2,500 annual maximum and $20,000 lifetime maximum combined with medical equipment and services: *Private duty nursing includes services of registered nurses, registered practical nurses or registered nursing assistants. Take advantage of our helpful employee tools and articles, so you can consider what’s best for your needs. ... Each plan is designed to meet the needs of employees based on their individual plan usage, flexibility in using network or non-network dentists and cost. Here, you can explore insurance products that help you protect what you love. Register Sun Life Dental. Emergency travel medical is available onÂ. © 2019 Sun Life Assurance Company of Canada. Up to $1,500 covered per year (after deductible and coinsurance) for restorative services. Our plans can cover just medical expenses or dental expenses, or if needed, a comprehensive list of benefits. We may change rates each year. This quote is subject to our approval. Available on all Health & Dental plans, Manulife Vitality** gives you insurance plus the opportunity to earn rewards and save on how much you pay—all while helping improve your health!You can earn points for choosing simple activities like eating well and exercising to completing health assessment online. BEST DOCTORS® and other trademarks shown are trademarks of Best Doctors, Inc. Used under license. Though you can still find individual plans, Sun Life Financial is far better for employers looking to offer life insurance to employees. Find out more. Negotiated fees refers to the fees that in-network dentists have agreed to accept as payment in full for covered services, subject to any copayments, deductibles, cost sharing and benefit maximums. Waiting periods begin on the date the policy becomes effective. Canada Protection Plan offers a wide variety of health and dental insurance plans for both individuals and families. Group Dental insurance. In New York, insurance products and prepaid dental products are underwritten or provided by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) ("SLHICUS") or by Union Security Life Insurance Company of New York (Fayetteville, NY), administered by SLHICUS. Dependent children aged 21 to 24 must be full-time students.  Warning for Sun Life shareholders about Obatan LLC offer. The following are Cigna Dental's individual insurance plans: Cigna Dental 1500: $0 for in-network preventive services. Dental Insurance. Couples start at just $45 a month, $50 for a family of up to five! Whichever plan you choose, the low monthly rate and out-of-pocket costs will give you many reasons to smile. How Sun Life’s Dental insurance can help. Sun Health & Dental - Good Health, Good Life. To help you discover the true benefits of benefits – so when life’s emergencies occur, you’re covered. Personal health insurance - Get a quote To provide a quote, we need some information. To help you discover the true benefits of benefits – so when life’s emergencies occur, you’re covered. Extended Health and Dental Insurance. 1Best Doctors isn’t part of the policy. * Dependants age 21 to 24 must be full-time students. Signup is simple & fast. We currently offer dental plans in the following states. Restorative dental care is available on Health Choice B and Health Choice C as part of the optional dental benefit. Find out more today! Health Coverage Choice Health and Dental Choice A helps cover eligible health expenses that are relatively low. You and your family members included on the application are within 60 days of leaving a group benefits plan that had similar health coverage. now. Which types are right for me? These are all good questions, and we’re here to answer them. How much coverage do I need? By signing in, you agree to these terms and conditions. When it comes to helping employers offer dental benefits to their employees, the question shouldn't be why Sun Life Financial. Our mission? What we offer: A complete array of group dental programs, including: Dental insurance makes dental care more affordable! A person not covered under a group benefit plan or through RAMQ is not eligible for coverage, Your dependent children are under age 25. Learn more about eligibility requirements for this plan. The price of your dental insurance will depend on many variables. That covers doctor visits, specialists, X-Rays, diagnostic centers and preventative medicine. You must also apply to your provincial government health plan first, then submit a claim to us for the unpaid portion. See if any of our dental insurance plans are right for you. All rights reserved. Here, you can explore insurance products that help you protect what you love. Health and Dental Choice A is economical coverage for people who’ve just lost their group benefits coverage at work and need to replace it now. Please tell us about the family members you'd like to insure and select your plan. The price of individual dental insurance will vary based on your location (zip code), the type of plan you purchase, and the type of coverage you are looking for. Download brochure. Sun Life Basic Dental PPO 1 or more employees $1,000 max per person calendar year Type I 100% *Type II Basic 100% Type III Major 0% *$50 individual/$0 family No waiting period for preventive or basic services This dental plan includes a vision discount plan through Vision Services Plan (VSP) which provides discounts on exams and on the purchase of There’s not much detail about the plans on the site, which is a common theme across all of Sun Life products. Sun Health & Dental offers an affordable and flexible option for you and your family. Available for applicants up to age 74 and renewable for customers age 75 and over. Our Secure Choice Dental plans are available for families, singles and retirees who are looking for an affordable dental plan. $50 deductible for individuals and $150 deductible for families. Instead, it should be: Why not? If you have higher health expenses, are concerned about increasing costs later or want emergency travel medical coverage, consider either Health Choice B or Health Choice C. Are you entitled to a tax refund for your medical expenses? Sun Life Financial Dentist (Formerly Assurant) Sun Life Financial's (formerly known as Assurant) offers flexible dental insurance plans for families and individuals through an employer. Sign-in help Here’s how we can help you . This dental insurance does not provide coverage for pediatric oral health services that satisfies the requirements for “minimum essential coverage” as defined by The Patient Protection and Affordable Care Act (“PPACA”). All annual or lifetime maximums are per person and based on a calendar year (January 1 to December 31). monthly. ²Sun Life’s dental networks include dentists contracted with Dental Health Alliance, L.L.C.® (D.H.A.®) and dentists under access arrangements with other dental networks. Rental, or purchase at our option, of durable equipment required for use in the patient's home and is approved by us. keep you smiling. (navigate into the submenu with the down arrow key, activate a link with the enter key or space bar, close the submenu with the escape key). We’re here to support you through COVID-19. In all states except New York, insurance products and prepaid dental products are underwritten or provided by Sun Life Assurance Company of Canada (Wellesley Hills, MA) ("SLOC") and by Union Security Insurance Company (Kansas City, MO), administered by SLOC. This website provides descriptions of only some of the benefits and limitations of ScotiaLife® Health & Dental Insurance. Sun Life Philippines, one of the top life insurance companies offers financial planning, investment options, insurance, retirement savings & other products to secure your future. For people without dental insurance, cost often stands in the way of getting the care they need to maintain the health of their teeth and gums. Sun Life Hong Kong offers a range of life, savings medical and accident & disability insurance plans for you and your family. The cost of individually purchased life insurance depends on your age, gender, health conditions, medical history and lifestyle. • Encourages routine cleanings and checkups at the dentist • Cover your family’s dental bills and reduce dental care costs for you and your family • Maintain oral health to prevent infections and tooth loss. $293.15, once annually. $25.68. Connect with us for ideas, tips, and discussions to help protect what you love. It helps pay for things provincial health care plans don’t cover: prescription drugs, dental, hospital, vision, … Please select the state you reside in from the following list to receive plan information: An individual plan can help. We’re here to support you through COVID-19. Here’s how we can help you. … A combined lifetime maximum of $250,000 applies to all benefits excluding dental. To be eligible for benefits under Health Coverage Choice, each family member indicated above must have had supplementary health, prescription drug and dental benefits … When we issue a policy it governs the legal relationship between us and the client. Our Secure Choice Dental plans. In New York, group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) under Policy Form Series 15-GP-01 and 16-DEN-C-01. ScotiaLife® Health & Dental Insurance coverage is subject to certain limitations, restrictions and exclusions. Read more here. Home | Careers | Contacts | Investor center | legal | privacy | security. Live healthy, earn rewards and save money, with Manulife Vitality!. The major disadvantage of Sun Life Financial is they tend to focus more on group life insurance, rather than individual life insurance. We make comparing plans, coverage, & pricing easy. Your policy includes exclusions and limitations of coverage. Take advantage of our helpful employee tools and articles, so you can consider what’s best for your needs. An advisor can recommend the most suitable type of coverage for your needs and provide you with a quote. Individual Dental Insurance is available to individuals and families that are not covered on group dental insurance. If there are any inconsistencies between the content on this page and your policy, the terms of your policy will apply. You are in Canada when you complete and submit the application, You and your family members are residents of Canada and haveÂ, Quebec residents must also have and continue to have group drug coverage provided by an employer, through membership in an order or association or through the Régie de l’assurance maladie du Québec (RAMQ). This helps reduce out-of-pocket costs, so you pay less for the dental care you need. This page does not form part of your policy. Not all the provisions apply to every policy – it is simply for your reference. For example, to include dental coverage, you must have been covered for dental under your group benefits plan. This is a popular option for patients of Aspros, Boyd & Walther Dental Associates, and we are pleased to be an in-network provider for their PPO plan. To find an advisor near you, enter your postal code: © Sun Life Assurance Company of Canada. Individual dental insurance plans from top carriers. Click this button to collapse it. -OR-. We can’t guarantee its availability. It may be withdrawn at any time. Eligible durable equipment includes, but is not limited to, items such as: wheelchairs, to a $1,000 lifetime maximum, $2,500 annual maximum combined with medical equipment and services, $20,000 lifetime maximum combined with medical equipment and services, Paramedical practitioners include: acupuncturists, chiropractors, naturopaths, osteopaths, physiotherapists, podiatrists/chiropodists, registered massage therapists, speech language pathologists, Psychologists: $50 per visit up to $250 per year, $150 maximum every 2 years, including $50 maximum per eye exam, Includes coverage for: prescription eyeglasses, prescription contact lenses, prescription sunglasses and laser eye surgery, No coverage. On average, you can expect to pay anywhere from $20-$60 a month for individual PPO dental insurance policies. Sun Life Basic Dental PPO 1 or more employees $1,000 max per person calendar year Type I 100% *Type II Basic 100% Type III Major 0% *$50 individual/$0 family No waiting period for preventive or basic services This dental plan includes a vision discount plan through Vision Services Plan (VSP) which provides discounts on exams and on the purchase of Sun Nepal Life Insurance Company Limited is registered under the Company Act 2063, and has the requisite license issued by insurance board pursuant to section 10 of Insurance Act, 2049 to carry on.. Should I buy insurance at work? Sun Life offers a variety of dental insurance plans to cover routine dental care and other needs, including emergency care and major procedures. What’s your PDQ (Personal Disability Quotient). If you are pregnant at the time of application, we will pay for up to 2 days of hospitalization due to pregnancy. 2 American Dental Association; Dentists: "Doctors of Oral Health", American Dental Association, Chicago, IL. 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